More Evidence the System is Broken

Well, I have yet another sign the system has failed. My last evidence was that I can't get a loan because I'm too responsible with my money, the same reason nobody will give me a credit card to build credit to get a loan. This time, it's that the government is willing to pay me to be less productive.

As a contractor I have no insurance. If I'm willing to pay more than I make in a year I can buy my own, but I'll pass. I actually found out I haven't had insurance for 9 months now, and didn't even know it. Lucky me. I was on my parent's plan for as long as I was a full-time student, but I was only part-time last fall and not a student at all now. Indiana just started a new public health insurance plan called the Healthy Indiana Plan, so I looked into it. And I'm not eligible because I work too much.

How can this be possible you ask? Well, they will only insure you if you make less than $20k/year or $1,700/month. So in all reality I'm better off flipping burgers for a living, I'll at least get health insurance. This is, in effect, rewarding those who don't work, or work minimum wage jobs, and hurting those of us working hard and getting an education. That now leaves me with a few options:

1) Work fewer days, cutting my productivity and pay so I can get health insurance.
2) Take a pay cut so I can be as productive and get health insurance.
3) Go to grad school so someone else pays my health insurance.
4) Quit and go flip burgers.

I have a better idea. How about the revise the plan, and offer more coverage to those working more, doing jobs that need done, and trying to make it. This plan gives preference to drug, addicted, lazy, scum wandering around contributing nothing than to those trying to help make this region more productive and sustainable. They could even give me free therapy with the plan, let me take a baseball bat to the kneecaps of a drug addict once a week, that would help release the frustration of a screwed up system that doesn't care for the people in the middle, only for those not willing to work and those who pay others minimum wage to do the work for them.

To make things even more comical (for you, certainly not for me) I'm working as a government contractor. So they're willing to give me health insurance if I do LESS work for them. It seems like a good reward to me to give me insurance for doing more work, and doing a better job.

Mitch Daniels should be thrown out of office and let's get someone with half a mind in there, I can't believe people fell for his campaign.